About the Author: Lucan Fairchild

Lucan Fairchild
For over a decade, I have navigated the complex intersection of law and finance, guiding individuals and businesses through some of their most challenging moments. My legal practice is dedicated to consumer protection and financial litigation, with a deep focus on cases involving predatory lending, debt collection harassment, and credit reporting inaccuracies under statutes like the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). I have a particular expertise in class action lawsuits against institutions that prioritize profit over fairness, and I am intensely familiar with the tactics used by banks, debt buyers, and credit bureaus. This experience allows me to demystify the legal process for my clients, whether they are confronting an unexpected bank account levy, disputing a fraudulent charge, or seeking justice for widespread corporate misconduct. I am a passionate advocate for consumer rights, and I leverage my extensive courtroom and negotiation experience to hold powerful entities accountable. My writing here stems from a commitment to empower people with the knowledge to identify unlawful practices and understand their legal recourse.